Car Accident Claims in Georgia
What to Do After a Car Accident & How to Recover Compensation
A car accident can leave you with serious injuries, costly medical bills, and lost wages. If your craseh was caused by another driver’s negligence, you have the right to seek compensation for your damages. However, insurance companies often try to minimize payouts, making it difficult for accident victims to get the full settlement they deserve.
At Garner Law Office, P.C., we fight for car accident victims in Carrollton, Dallas, Hiram, and across Georgia. Whether you’re facing medical expenses, vehicle damage, or a wrongful denial from an insurance company, we are here to help.
Who Is Liable for a Car Accident in Georgia?
Georgia is a fault-based state, meaning the driver responsible for the accident must cover the damages. However, insurance companies often dispute liability.
Common causes of driver negligence include:
01
Distracted Driving
Texting, eating, or using a phone while driving.
02
Speeding & Reckless Driving
Ignoring traffic laws, tailgating, or aggressive driving.
03
Drunk Driving (DUI)
Driving under the influence of alcohol or drugs.
04
Failure to Yield
Running red lights, failing to stop at stop signs, or making illegal turns.
05
Poor Road Conditions
In some cases, liability may fall on a government entity responsible for road maintenance.
How to Deal with Insurance Companies After a Car Accident
Insurance adjusters often try to minimize or deny claims. Here’s what to watch out for:
- Low Settlement Offers – The first offer is often far less than you deserve.
- Blaming You for the Accident – Insurance companies may wrongfully assign partial fault to reduce your payout.
- Requesting a Recorded Statement – Anything you say can be used against you later.
- Delaying Your Claim – Insurers may try to stall the process so you accept less out of frustration.
Tip: Always speak with a lawyer before accepting a settlement offer or making a recorded statement.
Frequently Asked Questions
How Long Do I Have to File a Car Accident Claim in Georgia?
Under Georgia law, the statute of limitations for filing a personal injury claim after a car accident is two years from the date of the crash. However, if your claim involves government negligence, you may have as little as six months to file.
What to do I do after a car accident in Georgia?
If you’ve been involved in a motor vehicle accident, follow these steps to protect your claim:
✔ Call 911 Immediately – Always report the accident to law enforcement and request a police report.
✔ Seek Medical Attention – Even if you feel fine, injuries like whiplash or concussions may not show symptoms immediately.
✔ Document the Scene – Take photos of the accident, vehicle damage, road conditions, and any visible injuries.
✔ Get Contact Information – Exchange details with the other driver, witnesses, and responding officers.
✔ Notify Your Insurance Company – But do NOT admit fault or provide recorded statements without legal advice.
✔ Speak to a Car Accident Attorney – A lawyer can help ensure you receive the full compensation you’re entitled to.
What Compensation Can You Recover After a Car Accident?
If you were injured in a car wreck, you may be eligible to recover:
💰 Medical Expenses – Hospital stays, physical therapy, surgery, and ongoing treatments.
💰 Lost Wages & Future Earnings – Compensation for missed work and reduced earning potential.
💰 Pain & Suffering – Compensation for emotional distress, PTSD, and reduced quality of life.
💰 Property Damage – The cost of repairing or replacing your vehicle and personal belongings.
💰 Wrongful Death Damages – If you lost a loved one in a fatal crash, you may be entitled to funeral costs and loss of companionship.
Can I File a Claim If I Was Partially at Fault?
Yes! Georgia follows a modified comparative negligence rule. If you were less than 50% at fault, you can still recover compensation, but your payout will be reduced by your percentage of fault.
Do I Need a Lawyer for a Minor Car Accident?
Even in minor accidents, hidden injuries and delayed symptoms can arise. A lawyer can help ensure all damages are accounted for, including long-term medical costs.