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An automobile accident is a traumatic event, whether you've been badly injured or barely escaped serious injury. How you proceed following a traffic accident can be the difference between recovering the full measure of damages you've suffered and being short-changed.
When you've been injured in a car wreck, there are three basic issues to navigate:
1) Liability
2) Causation
3) Damages
Liability simply means determining who was at fault. If it was you, you cannot recover from the other parties to the accident. If it was the other party, you can recover. As is often the case, if everyone had some level of fault, then the fault ascribed to the other party must be over 50% or you cannot recover (in other words, if you were mostly at fault, Georgia law bars you from recovering any damages). You can only recover the percent of fault ascribed to you, whether in negotiation with the insurance company or following a jury verdict.
Causation means that the negligence of the other party must be the cause of your injuries. If you have Type 1 diabetes, and you are in a car wreck, you cannot make the other person pay for your Type 1 diabetes treatment, because the wreck did not cause your condition. If you have a neck injury or a broken arm or leg, and you did not have a neck injury or a broken arm or leg before the wreck, causation is a much simpler thing to prove. You can only recover for those injuries caused by the accident.
Damages are the compensation you get for being injured. In car wreck cases, this usually takes the form of money paid for property damage, medical bills, pain and suffering, loss of enjoyment of life, lost wages, and similar damages. As above, you can only recover those damages caused by the wreck.
Your actions, or inaction, following a car wreck can often make the difference in whether you can recover the full measure of your damages. If there is significant damage to your vehicle, and you are able, take pictures. If possible, take pictures of the damage to the other vehicle as well. If you are injured too badly to take the photos yourself, be sure a friend or family member, or your attorney, gets out to where the vehicle is stored to take them.
If you are injured, get medical treatment. The single biggest factor in cases we have where clients are less satisfied with their recovery is the failure to get consistent, reasonable medical treatment. Do not treat frivolously -- if you are not hurt, it will not improve your case and you will end up owing money back to a doctor, chiropractor or your health insurance company that you will not recover in the lawsuit. But if you are hurt, get treatment and continue to treat until you are either recovered or as good as you are going to get (which physicians refer to as "maximum medical improvement" or "MMI"). Follow the treatment recommendations of your doctors, and try not to miss appointments for doctor visits or physical therapy.
Keep track of who paid for what. If you go to the emergency room, often they will put a lien on your case. This is a statutory right where the hospital can require you to repay them out of any settlement you obtain. However, if your health insurance company paid the hospital, and they accepted the payment, your attorney can help to reduce or eliminate the lien. If your health insurer paid, they will also want their money back out of any settlement, and in many cases they are legally entitled to it. Keep track of any letters they send to you requesting their money back (called "subrogation" letters). Give your attorney any correspondence from your health insurer. A significant portion of managing an auto accident case is ensuring the client is not stuck paying medical bills or subrogation liens that the attorney should have dealt with when the settlement was disbursed.
When you are through treating, tell your attorney immediately. Often, this means the case is ready to settle. If not, your attorney will need to take next steps so that the case can be postured for a settlement. In Georgia, you have 2 years from the date of accident to either settle or sue. If you fail to secure a settlement, and you do not file suit, your claim will extinguish. It is therefore imperative to ensure that actions are taken to resolve your claim when the opportunity arises, or that action is taken to file suit so that your claim may be heard by a judge or jury.
It is advisable to contact your local attorney as soon as you are in a car wreck. A good attorney is not going to try to push a bad case. We only get paid if we recover money for you or win a lawsuit, so contrary to what some like to say, we do not take frivolous cases. If you are not sure if you need a lawyer, call us. We will tell you all of your options, with no pressure, so that you can make an informed decision.
Garner Law Office P.C. Proudly Serves The Following Areas and All of Metro Atlanta and West Georgia
Contact Information
Fax: (770) 693-1751
Office Hours
Dallas Office:
215 Main St Dallas, Georgia 30132-4261
Hiram Office (by appointment only):
5888 Wendy Bagwell Pkwy, Suite C, Hiram GA 30141